Frequently Asked Questions
What is Loans For Sure?
Loans For Sure is a loan aggregator platform that helps you compare the best loan offers from multiple trusted banks and NBFCs in one place. We don’t give loans directly—we connect you with the right financial institutions.
Are you a bank or an NBFC?
No, we are not a bank or an NBFC. We are an independent loan marketplace that shows you loan options from verified financial partners, so you can choose what’s best for you.
How does Loans For Sure work?
It’s simple:
- Share your basic details & loan requirement.
- We match you with the best loan offers from trusted banks/NBFCs.
- You apply directly with the lender of your choice.
- The bank/NBFC processes and disburses your loan—we don’t handle your money.
Is it safe to share my details?
Yes. Your data is 100% secure with us. We only share it with RBI-compliant financial institutions to get you the best offers. We do not sell or misuse your information.
Do I have to pay any fees to Loans For Sure?
No. Our service is completely free for borrowers. We earn from partner banks/NBFCs—not from you.
Does Loans For Sure guarantee loan approval?
No. Final loan approval is entirely up to the lender. We only help you discover and compare the best options to improve your chances of approval.
What types of loans can I find here?
You can compare:
- Personal loans
- Home loans
- Business loans
- Education loans
- Vehicle loans
- …and more.
Why should I use Loans For Sure instead of going directly to a bank?
Because we save you time, effort, and money by letting you compare multiple offers at once—so you always get the lowest rates, flexible terms, and the best match for your needs.
Will checking loan offers affect my credit score?
No. Comparing loan options on Loans For Sure does NOT impact your credit score. Only a final loan application with a bank/NBFC involves a formal credit check.
How long does the process take?
It takes just 2–3 minutes to see your loan options. Once you apply with a lender, the approval time depends on the bank/NBFC.
What documents will I need?
Usually:
- ID proof (Aadhaar/PAN)
- Address proof
- Income proof (salary slips/bank statements/ITR)
- …but the exact list depends on the lender & loan type.
Will I get spam calls after sharing my details?
No. We only share your info with the specific bank/NBFC you choose to apply with. We don’t sell your data or flood you with calls.
How do you choose your partner banks/NBFCs?
We only work with RBI-regulated, verified lenders who have a proven track record of transparency and fair practices.
Can Loans For Sure help me if my credit score is low?
Yes. We’ll still show you lenders who may consider low-credit borrowers, but final approval depends on the lender’s criteria.
Why You Can Trust Loans For Sure?
- ✅ RBI-compliant lending partners only
- ✅ No hidden fees—our service is free for borrowers
- ✅ Data privacy guaranteed—we never sell your info
- ✅ Transparent comparisons with real-time loan rates
Who can use Loans For Sure?
Anyone looking for a personal, home, business, education, or vehicle loan can use our platform. Both salaried and self-employed individuals are welcome.
Do I have to visit your office to apply?
No. Loans For Sure is an entirely online platform. You can compare and apply for loans from the comfort of your home.
Do I apply through Loans For Sure or the bank?
You browse and compare loan offers on our site, but the actual application is completed directly with the lender you choose.
Can I check multiple loan options at once?
Yes! You can view offers from multiple lenders side by side, helping you quickly identify the lowest rates and best terms.
How do you protect my personal data?
We use secure encryption and follow strict privacy protocols to ensure your personal information is never exposed or misused.
Do you store my bank login details or passwords?
No. We never ask for or store sensitive login details like internet banking passwords or OTPs.
How does Loans For Sure earn money if the service is free?
We earn a commission from partner banks/NBFCs when a loan is successfully processed. This doesn’t affect your loan cost in any way.
Are there any hidden charges?
No. We don’t charge borrowers anything. Any fees like processing charges or penalties are as per the bank/NBFC’s standard policies.
How can I improve my chances of loan approval?
Maintain a good credit score, provide accurate details, and keep documents ready. We also show you lenders most likely to approve your profile.
What happens if my loan application gets rejected?
You can still explore other lenders on our platform, as each has different eligibility criteria.
Will I always get the lowest rate through Loans For Sure?
Yes. Since you see and compare multiple offers in one place, you can confidently pick the lender offering the lowest interest rate for your profile.
How is Loans For Sure different from other loan platforms?
We focus on verified RBI-regulated partners, real-time offers, and complete borrower transparency, no spam, no hidden charges, no false promises.
What credit score is considered good for a loan?
Generally, a score of 700+ is considered good for faster approvals and better rates, but lenders also look at income and repayment history.
Can applying for multiple loans hurt my score?
Yes. Too many direct applications may lower your score. That’s why comparing through Loans For Sure is safer, it doesn’t count as a hard inquiry.
Do you share my information with third parties?
No. We only share your details with the specific bank/NBFC you choose to apply with, never with random third parties.
Can I delete my data from Loans For Sure?
Yes. You can request us to delete your personal data from our system anytime by writing to our support team.
Do you give preference to certain lenders?
No. We show you unbiased results. The choice is entirely yours.
Are you regulated by RBI?
We are not a bank/NBFC ourselves, but we only work with RBI-regulated partners to ensure 100% compliance.